If it walks, talks, and quacks like a loan, is it a loan?

What makes a loan a loan, and a summary of credit products that aren't technically loans

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Superlatives are for high school yearbooks (And other examples of how words matter in fintech)

How mere words can cause fines and headaches

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Why a “hard pull” is hardly necessary. And other problems with the credit reporting system.

The difference between a hard and soft inquiry

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The 80/20 of how to work with multiple bank sponsors.

How to work with multiple bank sponsors with a customized compliance program

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